Do you need optional insurance when renting a car?
When you go on vacation and rent a car, the rental company will usually ask a tricky question. Do you want to want to buy car rental insurance? How will you answer? When you work with a Cliff Insurance Agent, serving the Madison, Wisconsin area, you will know.
Here are some pointers:
- Review your policy with an independent insurance agent, like Cliff Insurance. Your Cliff Insurance agent can evaluate your personal auto insurance policy to find out if you are covered in a vacation rental car.
- If your insurance policy does not cover a rental car, check with your credit card company. Some credit cards provide coverage at no charge if you use their card to pay for the rental. Be careful though, some restrictions may apply. Get an exact description of what’s covered and don’t make assumptions.
- Take your insurance policy “Declarations Page” with you to the rental counter. That way if you are not sure of an answer, you may find the answer on the “Declaration Page” and if not, you’ll at least have your agent’s name and phone number readily available.
Find out more about how Cliff Insurance, based in Middleton, Madison and serving the Wisconsin area can help you understand everything you are getting with your auto insurance policy. Call today at 608-203-8585.